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100% Greenfield 0-to-1 Build Delivered September 2026

InsurS: Insurance Marketplace Aggregator & Brokerage ERP Ecosystem

Comprehensive InsurTech aggregator and full-lifecycle enterprise ERP engineered for insurance brokerages and aggregators (akin to BCare & Tameeni) — uniting multi-carrier quote comparisons, instant policy issuance, client CRM, claims routing, and financial commission ledgers.

Live Production Visit Website ↗
Client / Co-Founders
InsurS Enterprise Group
Riyadh, Kingdom of Saudi Arabia & Regional Markets
Platform Category
Web Platforms & Portals
Core Stack
Next.js 14, React.js, Tailwind CSS
Deployment Status
Live Production
https://insurs.com
InsurS: Insurance Marketplace Aggregator & Brokerage ERP Ecosystem
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Aggregator + ERP
System Architecture
< 3 Seconds
Quote Aggregation
100% Automated
Policy Issuance
SAMA & IA Aligned
Compliance Standard
Core Engineering Pillars

Architectural Breakdown & Deep-Dive

Engineered for high concurrency, rock-solid stability, and seamless client operational workflows.

1. Multi-Carrier Aggregator & Comparison Engine (BCare & Tameeni Model)

Live quotation comparison across motor, medical, and commercial policies.

  • Live Rate Comparison: Real-time calculation across multiple underwriters highlighting pricing, deductibles, and benefits.
  • Instant Policy Issuance: 1-click binding with automated payment gateways and digital certificate of insurance (COI).
  • Automated KYC & Verification: Seamless citizen/resident national ID verification and vehicle registration lookups.

2. Full-Lifecycle Brokerage ERP & Operations Suite

Customer CRM, agency branch management, and policy renewals.

  • Agency & Branch Network: Multi-tenant controls for managing brokerage agents, branches, and authorized representatives.
  • Customer Portfolio CRM: Complete 360-degree patient and corporate policyholder profiles with history and document vaults.
  • Automated Renewal Pipeline: Smart alerts and scheduled reminders for upcoming policy expirations and renewals.

3. Claims Management & Digital Endorsement Workflows

Loss notification, documentation, and adjuster collaboration.

  • Digital Claims Intake: Structured incident submission with photo attachments, police reports, and repair estimates.
  • Endorsements & Policy Modifications: Seamless add-ons, beneficiary updates, and vehicle plate number amendments.
  • Surveyor & Adjuster Portal: Direct tracking of claim approval stages, deductible collection, and settlement disbursements.

4. Automated Commission Ledger & Financial Auditing

Broker payouts, tax invoicing, and regulatory reporting.

  • Multi-Tier Commission Splits: Automatic revenue calculation between aggregator, master broker, and sub-agents.
  • Automated Tax Invoicing: ZATCA-compliant electronic invoices and financial ledger reconciliation.
  • Audit & Compliance Reports: Comprehensive transaction logs meeting SAMA and Insurance Authority standards.
Engineering Methodology

From Architecture to Production

Every platform built by Cirvoy follows rigorous automated testing, microservice isolation, and extreme performance optimization.

Technologies Deployed
Next.js 14 React.js Tailwind CSS Laravel 11 API PostgreSQL Redis Queue Docker PDF Generator

The Architectural Challenge

Insurance aggregators and enterprise brokerages struggle with fragmented systems — operating separate consumer-facing comparison portals (like BCare/Tameeni) disconnected from internal back-office ERP systems, manual policy reconciliation with insurance companies, delayed claims processing, and complex multi-tier broker commission tracking.

The Engineered Solution

We architected a unified dual-sided InsurTech ecosystem: 1. Consumer Insurance Aggregator & Comparison Marketplace: Real-time price and benefit comparison across motor, medical, property, and travel policies with automated KYC and instant electronic policy issuance. 2. Full-Lifecycle Brokerage ERP & Operations Suite: Multi-company management, customer dossier CRM, policy lifecycle renewals, claims intake and routing, and an automated commission split ledger compliant with SAMA and regulatory standards.

Measured Production Results

• Dual-Sided Synergy: Unifying customer comparison portal + internal back-office ERP into one ecosystem. • < 3s Quote Aggregation: Real-time underwriting API calculation across multiple insurance carriers simultaneously. • 100% Automated Policy Binding: Instant PDF generation, digital signatures, and automated commission ledger reconciliation.
"The architecture Cirvoy designed is robust, blazingly fast, and effortlessly compliant with all our security benchmarks."
Tech Operations Director
InsurS KSA
Conceive · Architect · Scale

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